Thank you for visiting www.health-link.com.au (the website).

This site is accessible 24 hours a day, 7 days a week and is designed to provide information Health Funds and Health Covers. Health Link Consultants Pty Ltd (from hence forth known as Health Link Consultants) have established the following terms and conditions to provide a clear basis of what is expected from the Health Link Consultants website visitors with regards to copyright.

By using the Site you agree to be bound by the terms set forth herein.

WE MAY MAKE CHANGES TO THE SITE, THESE TERMS OF USE, OR THE POLICIES AND CONDITIONS THAT GOVERN THE USE OF THE SITE AT ANY TIME. WE ENCOURAGE YOU TO REVIEW THE SITE AND THESE TERMS PERIODICALLY FOR ANY UPDATES OR CHANGES. YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR ACCEPTANCE OF THESE CHANGES AND THE REASONABLENESS OF THESE STANDARDS FOR NOTICE OF CHANGES.

1. In these conditions the following words shall have the following meanings:
   1. "You" means the person(s), firm or company that uses our services and "your" shall be interpreted accordingly
   2. "Us" and "We" both mean Health Link Consultants Pty Ltd and "our" shall be interpreted accordingly
   3. "Day" means a Australia working day and does not include Saturday or Sunday and "days" shall be interpreted accordingly.
   4. Any reference to any statute or statutory provision refers to its most recent version.

Intellectual Property and restriction of use

The customer acknowledges that all Intellectual Property Rights and/or proprietary rights relating to the products and the packaging are vested, and shall remain vested, in Health Link Consultants . The Website, and all the information and graphic representations or images on it ("Content"), are owned by, or licensed to Health Link Consultants . The copyright and all other intellectual property rights in the Content are the sole and exclusive property of Health Link Consultants or its licensors. You may view the Website on your computer screen and print its Contents on your printer for your personal and non-commercial use only. For the avoidance of doubt, anything printed will form part of the Content. Save as stated above, without Health Link Consultants' written consent, you may not use, transfer, copy or reproduce any part of the Content, this Website or its source HTML code in whole or in part, in any form or by any means, electronic, mechanical or otherwise, except for the sole purpose of viewing its content. This includes electronic reproduction by uploading or downloading.
 
Copyright and TradeMarks

All contents of this Website are Copyright 2008 of Health Link Consultants.

Health Link Consultants, health-link.com.au and other graphics, logos, and service names used on this web site are the trademarks of Health Link Consultants Pty Ltd.

Health Link Consultants may not be used in connection with any third-party products or services or in any manner that disparages or discredits Health Link Consultants All other trademarks, product names, and company names and logos appearing on the Site are the property of their respective owners.
 
Product and Colour Descriptions

We have made every effort to be as accurate as possible in our product descriptions, before image, after images and colours (if or when described). However, as the actual colours you see will depend on your monitor, we cannot guarantee that your monitor's display of any colour will be accurate. In addition, we do not guarantee that the product descriptions are accurate, complete, reliable, current, or error-free.

Disclaimer of Warranty

Except as expressly and unambiguously stated otherwise, Health Link Consultants does not endorse, operate, control, or assume responsibility for any product, brand, method, treatment, information, or services on the web site, in any way. The information, services, and products contained in this web site are provided “as is” without warranty of any kind, express or implied. You acknowledge, by your use of this web site, that your use of this web site is at your sole risk and that you assume full responsibility for all risk associated with any of your use of this web site.
 
Disclaimer Policy

Heath Link Consultants (HLC) does not warrant that the material on this website link is accurate, complete or up to date. Please note that the premium amounts quoted here are subject to change and may also vary depending on the payment method chosen. Whilst we make every attempt to keep all policy details and premiums on the site up to date, it is now always within our control to provide you with the latest details. All policy premiums are quoted in Australian dollars. HLC does not warrant that this website link or any third party website will be uninterrupted or without error or defect or virus or other harmful component or that any error, defect or virus or other harmful component will be corrected.

HLC has no obligation to provide access to this website link at any time or at all. We may vary, amend, alter or withdraw this website link at any time. We may at any time, and without notice, limit or terminate access of a user to this website link. You agree that Health Link Consultants is not responsible or liable for:

1. Any error or omission relating to the material in this website link, or
2. You acting or relying on the material on this website link, or
3. Any delay or interruption to your access to this website link, or
4. Damage to computer hardware or software of loss or information stored on a computer arising out of your access to this website link or any third party site by a link from this website

Contact Information

AS PARTIAL CONSIDERATION FOR YOUR USE OF AND ACCESS TO THIS WEB SITE, YOU AGREE THAT: (I) IN NO EVENT WILL HEALTH LINK CONSULTANTS, NOR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS,OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THIS WEB SITE OR ANY SITE LINKED TO THIS WEB SITE OR ANY CONTENT AVAILABLE ON THIS WEB SITE, BE LIABLE TO YOU IN ANY MANNER WHATSOEVER FOR ANY DECISION MADE OR ACTION OR NON-ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION PROVIDED THROUGH THIS WEB SITE; AND (II) THE AGGREGATE LIABILITY OF HEALTH LINK CONSULTANTS, OR ANY OF ITS DISTRIBUTORS OR DEALERS, ARISING FROM OR RELATING TO THIS AGREEMENT (REGARDLESS OF THE FORM OF ACTION OR CLAIM, E.G. CONTRACT, WARRANTY, TORT, STRICT LIABILITY, NEGLIGENCE, MALPRACTICE, FRAUD, AND/OR OTHERWISE) IS LIMITED TO THE PURCHASE PRICE OF ANY PRODUCTS OR SERVICES RENDERED IN THE RELEVANT TRANSACTION; AND (III) HEALTH LINK CONSULTANTS SHALL NOT IN ANY CASE BE LIABLE FOR ANY DAMAGES INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, PERSONAL INJURY/WRONGFUL DEATH, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION RESULTING FROM THE USE OR INABILITY TO USE HEALTH LINK CONSULTANTS WEB SITE OR THE CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND EVEN IF HEALTH LINK CONSULTANTS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Any claims arising in connection with your use of this Web site or any Content provided by this Web site, must be brought within one (1) year of the date of the event giving rise to such action occurred. Remedies under these Terms and Conditions are exclusive and are limited to those expressly provided for in these Terms and Conditions.

If any provision of this Agreement is held to be illegal or unenforceable, then such section shall be eliminated or limited to the minimum extent necessary and the remainder (including any revised portion of the agreement) shall remain and have full force and effect.