Corporate Health Insurance… for big fish AND small fry
Have you ever asked a health fund about their arrangements for a Corporate Health Plan? Did they tell you they had the best solutions for your needs? We're sure they did - and that’s not really surprising because they all want to sell their products and services to your employees.
But a claim of being the “best” doesn’t actually help you decide which Health Fund adds the most value for your company or your employees.
Health Link Consultants is Australia’s premier specialist corporate health insurance consultant and broker. Regardless of whether you’re a big fish in the corporate world – or an emerging small fry carving out a living as one of Australia’s many small to medium enterprises (SME), your business and your employees can benefit from a corporate health insurance plan.
Exclusive offer for SMEs
Previously, employees of small to medium enterprises (2 to 250 employees) couldn’t access corporate health insurance because corporate health plans were only made available through the major employers.
Now, owners and employees of Australia’s small to medium enterprises (SMEs) can enjoy the benefits and savings of corporate health insurance through Health Link’s SME Corporate Health Insurance Plan. So if you own or work for a small to medium enterprise with 2 to 250 employees, you can now take advantage of the SME Corporate Health Insurance Plan.
Tailored Corporate Health Insurance solutions for larger employers
As the economy recovers, employers are increasingly in competition with others to attract and retain quality people.
Introducing a Corporate Health Insurance Plan can form an important part of an organisation’s strategy to remain an attractive option for employees and continue to be regarded as an employer of choice. It also cuts costs by allowing ill or injured employees - who might otherwise rely on the public hospital system for treatment - get back to work sooner.
Best of all, Corporate Health Insurance Plans can work well with surprisingly few employees.
Read what The Age newspaper said about Corporate Health Insurance Plans (PDF reader required).
Benefits of providing a Corporate Health Insurance Plan
Providing employees and their families with affordable health care through a Corporate Health Insurance Plan means:
- ill or injured employees can return to work sooner
- less stress for employees and their families – and that means improved performance and productivity.
- after tax savings – because employees can often enjoy reduced premiums, improved benefits, cover for additional services – or all of these advantages – at no cost to the employer.
- Staff with ill or injured family members are more productive when they see the results of a ‘company cares’ policy at work.
- The employer is more likely to retain and attract high calibre people – and enhance its position as an employer of choice.
Corporate Health Plan options
Corporate Health Insurance Plans come in many shapes and sizes – with each offering a different level of value to the employees and the employer.
The most common Corporate Health Plan model involves providing employees with discounted health insurance premiums. This can also be the least effective model – as the discount is often forgotten by employees over time and consequently they see no tangible benefit provided by the employer.
There are however a number of innovative Corporate Health Plan models that provide ongoing recognition to the employer while offering employees very attractive premiums and benefits. For example, employees can purchase hospital cover with an excess at heavily discounted premiums and then have the excess refunded to them if they need to go to hospital. Under this type of arrangement, employees can sometimes save as much as 35% on their health insurance premiums compared to similar cover with other Funds – without the employer contributing to the Plan.
Use our free service
Our experience is that each workplace is different - so we’ll talk to you about what you want to achieve and then give you the best options for your current needs. And later, we’ll help you to review your arrangements as your needs change so your Corporate Health Plan continues to be relevant for the company and its employees. As we are remunerated by the Health Insurers as part of their distribution costs, there is usually no cost to our corporate clients for our services.
To find out more about Health Link’s services and how we can help with your Corporate Health Insurance needs, submit an on-line Corporate Health Plan Enquiry Form or call us on 1800 808 026.
After our initial discussions, we’ll provide you with a detailed proposal explaining how an Corporate Health Insurance Plan can provide major cost savings at your workplace and cut the cost of health insurance for your employees. Best of all, this service is available to you free of cost and without obligation.