Corporate Health Plan Excess Refund This Corporate Health Plan provides employees and principals with a range of hospital and extras products to provide health cover protection for all life stages... from young singles through to couples, families and sole parents. Below is a summary of options available from the Health Plan. Under the Health Plan the Hospital excess of $450 is fully refunded to you in the event of a hospital admission. That means you can take a hospital cover with an excess and save with much lower premiums.  Then, if you need to go to hospital and pay the excess, it will be refunded to you by the Health Plan. See How the Plan Works for more information. No waiting! Join now, claim now! When you take out a combined hospital and extras cover, the normal 2 & 6 month waiting periods won't apply for more than 20 health care services.  Read more about this special offer. Switching is easy too! When you switch from another Fund to an equivalent cover, and you've already served your waiting periods with your previous Fund, you'll have immediate cover - even if you have a pre-existing condition.  Read more about switching Funds. Need help? If you are unsure of which cover might best suit your needs, simply complete and submit the online review form. An experienced consultant will then review your needs and contact you to discuss your health cover options.

 

Combined Hospital and Extras

Hospital Advanced Savings & General Extras Plus Hospital excess - $450 per admission - refunded to you by the Corporate Health Plan. Great for young singles and couples who want protection at a low cost by having limited cover for a number of hospital procedures they are less likely to need - such as obstetrics/IVF, hip replacement and cataract surgery.  General Extras Plus provides cover for the most common services such as general dental, optical, physiotherapy, acupuncture, remedial massage, chiropractic, pharmaceutical and more. Members of this option have free access to HCF's 'My Health Guardian' program - to help you manage and improve your health. The normal 2 & 6 month waiting periods won't apply when you join this cover.  Read more about this special offer.

Download a PDF Fact Sheet

Find a HCF Participating Private Hospital

Hospital Advanced Savings & Multicover Extras Hospital excess - $450 per admission - refunded to you by the Corporate Health Plan. This combined option is designed for young singles and couples who want low cost hospital cover and a higher level of extras cover.  This is achieved by having a hospital cover with limited benefits for several hospital procedures they are less likely to need - such as obstetrics/IVF, hip replacement and cataract surgery and combining that policy with the premium extras policy, Multicover.  Members of this option have free access to HCF's 'My Health Guardian' program - to help you manage and improve your health. Multicover offers generous benefit limits for an extensive range of health care services such as dental, optical, physiotherapy plus a range of natural therapies and other services – over $8,000 worth. The normal 2 & 6 month waiting periods won't apply when you join this cover.  Read more about this special offer.

Download a PDF Fact Sheet

Find a HCF Participating Private Hospital

Hospital Savings & General Extras Plus Hospital excess - $250 per admission - refunded to you by the Corporate Health Plan. This combined option is designed for young singles and couples who want low cost hospital cover and a medium level of extras cover.  This is achieved by having a hospital cover with limited benefits for several hospital procedures they are less likely to need - such as IVF, hip replacement and cataract surgery and combining that policy with the extras policy based on the most commonly used services, General Extras Plus.  Members of this option have free access to HCF's 'My Health Guardian' program - to help you manage and improve your health. The normal 2 & 6 month waiting periods won't apply when you join this cover.  Read more about this special offer.

Download a PDF Fact Sheet

Find a HCF Participating Private Hospital

Hospital Savings & Multicover Extras Hospital excess - $250 per admission - refunded to you by the Corporate Health Plan. This combined option is designed for young singles and couples who want low cost hospital cover and a higher level of extras cover.  This is achieved by having a hospital cover with limited benefits for several hospital procedures they are less likely to need - such as IVF, hip replacement and cataract surgery and combining that policy with the premium extras policy, Multicover.  Members of this option have free access to HCF's 'My Health Guardian' program - to help you manage and improve your health. Multicover offers generous benefit limits for an extensive range of health care services such as dental, optical, physiotherapy plus a range of natural therapies and other services – over $8,000 worth. The normal 2 & 6 month waiting periods won't apply when you join this cover.  Read more about this special offer.

Download a PDF Fact Sheet

Find a HCF Participating Private Hospital

Top Plus & Multicover Extras Hospital excess - $450 per admission - refunded to you by the Corporate Health Plan. Top Plus is a premium hospital cover and provides cover for the widest range of services in HCF Participating Private and Public Hospitals, ensuring maximum protection and peace of mind. Combined with Multicover Extras, the package offers generous benefit limits for an extensive range of essential health care services such as dental, optical, physiotherapy plus a range of natural therapies and other services – over $8,000 worth.  Members of this option have free access to HCF's 'My Health Guardian' program - to help you manage and improve your health. The normal 2 & 6 month waiting periods won't apply when you join this cover.  Read more about this special offer.

Download a PDF Fact Sheet

Find a HCF Participating Private Hospital

Top Plus & Super Multicover Extras Hospital excess - $450 per admission - refunded to you by the Corporate Health Plan. Top Plus is a premium hospital cover and provides cover for the widest range of services in HCF Participating Private and Public Hospitals, ensuring maximum protection and peace of mind. Super Multicover Extras provides generous benefits and annual limits for an extensive range of health care services such as dental, optical, physiotherapy plus a range of natural therapies and other services/appliances – over $10,000 worth.  Members of this option have free access to HCF's 'My Health Guardian' program - to help you manage and improve your health. The normal 2 & 6 month waiting periods won't apply when you join this cover.  Read more about this special offer.

Download a PDF Fact Sheet

Find a HCF Participating Private Hospital

Hospital only

Hospital Advanced Savings Hospital excess - $250 per admission - refunded to you by the Corporate Health Plan. Great for young singles and couples who want protection at a low cost by having limited cover for a number of hospital procedures they are less likely to need - such as obstetrics/IVF, hip replacement and cataract surgery.  Members of this option have free access to HCF's 'My Health Guardian' program - to help you manage and improve your health.

	Family/Couple	Single	Single Parent
Monthly Premium	$145.00	$72.50	$145.00

Download a PDF Fact Sheet

Find a HCF Participating Private Hospital

Top Plus Hospital Hospital excess - $250 per admission - refunded to you by the Corporate Health Plan. Top Plus is a premium hospital cover and provides cover for the widest range of services in HCF Participating Private and Public Hospitals, ensuring maximum protection and peace of mind. Members of this option have free access to HCF's 'My Health Guardian' program - to help you manage and improve your health.

	Family/Couple	Single	Single Parent
Monthly Premium	$211.10	$105.55	$168.80

Download a PDF Fact Sheet

Find a HCF Participating Private Hospital

Extras only

Multicover Only Multicover offers generous benefit limits for an extensive range of essential health care services such as dental, optical, physiotherapy plus a range of natural therapies and other services – over $8,000 worth.

	Family/Couple	Single	Single Parent
Monthly Premium	$96.15	$48.05	$76.90

Download a PDF Fact Sheet

Important Note: All premiums above are for Victorian residents, are base rates and include the 30% Federal Government Rebate for members under age 65 years. The base rate is the standard premium for hospital cover without any Lifetime Health Cover loading.   For further information contact the Corporate Health Plan advisers, Health Link Consultants on freecall 1800 808 026. All premiums are effective as of the 1st of April 2011.