Under Federal legislation, health funds are required to allow ‘portability’ for hospital cover.  That means you can switch to this Corporate Health Plan on an equivalent or lower level of hospital cover and you won’t have to serve any new waiting periods.

So if you’ve served all your waiting periods with your current health fund, you’ll be covered straight away by your new Health Plan membership providing you transfer to an equivalent or lower level of health insurance cover.  The Health Plan will also recognise your previous extras cover.

For assistance switching to the Health Plan call the Plan advisors, Health Link Consultants on ph: (03) 9670 5555 or toll free 1800 808 026 or request a free, no obligation health insurance review and personal recommendation.

We've also prepared some Frequently Asked Questions about switching your health cover.

Transfer Certificate

When you switch to the Health Plan, you will be asked to sign a form to cancel your previous health insurance membership (this is part of the application form).  That cancellation form will also ask your previous health fund to issue a Transfer Certificate to you. This document will usually be posted to you within a few weeks of switching health funds.

When you receive the Transfer Certificate, you should send it to your new health fund without delay – as this is the document that will confirm to your new fund the level of health insurance you have previously held and allow ‘portability’ of your entitlements.

Upgrading your Health Insurance and/or reducing your Hospital Excess

If you upgrade your cover when you switch health funds, you are increasing your benefit entitlements.  Your health fund can therefore require that your serve waiting periods for the increased benefits.  Under these circumstances, you will usually continue to receive the same benefits as you would have before the benefit upgrade, but will be required to wait for the higher benefits to take effect.  These waiting periods for the higher benefit entitlements would apply regardless of whether you upgrade with the same health fund or switch health funds at the time you upgrade.

Loyalty Bonuses

Some health funds offer loyalty bonuses when you stay with them for a period of time or take a combined Hospital and General Treatment (Extras) Cover.  Loyalty bonuses cannot generally be transferred over to your new policy when you switch health funds.

Need help?

For assistance switching to the Health Plan, call the Plan advisors, Health Link Consultants on ph: (03) 9670 5555 or toll free 1800 808 026 or request a free, no obligation health insurance review and personal recommendation.  Simply provide Health Link with details of your health insurance needs and they’ll review your situation and forward a personal policy recommendation to you.  Best of all, Health Link’s health insurance review and personal recommendation service is available to you free of cost and without obligation.