Let’s face it – health insurance can be confusing.

That’s why the La Trobe University Health Plan helps you make better health cover choices.  Here you can learn about private health insurance and how the La Trobe University Health Plan delivers value and financial protection to you and your family.  If you have any questions about your health insurance or the La Trobe University Health Plan, simply call the Plan advisors, Health Link Consultants on ph: (03) 9670 5555 or toll free 1800 808 026.

Medicare Levy Surcharge
The Federal Government penalises higher income earners who do not have an eligible hospital cover with an extra tax. Read about how the University Health Plan can help avoid the Medicare Levy Surcharge.

Private Health Insurance
Private health insurance provides affordable access to a range of private medical and health care services – giving you choices about where, when and from whom you receive treatment. Read more about the choices available to you through Private Health Insurance.

Lifetime Health Cover
Lifetime Health Cover is a Federal Government initiative designed to reward people for taking out hospital insurance early in life. Learn more about Lifetime Health Cover.

Federal Government Rebate
The Federal Government will pay at least 30% of your health insurance premiums. Find out how to claim your Federal Government Rebate on Private Health Insurance

Switching Health Funds
Under Federal legislation, health funds are required to allow ‘portability’ for hospital cover. That means you can switch to a new health fund on an equivalent or lower level of hospital cover and you won’t have to serve any new waiting periods. Learn more about switching funds.

When you leave the University'e employment
If you change jobs your Health Plan membership can move with you if your new employer offers a similar Health Plan.  If your new employer doesn't offer a similar Health Plan, you have a number of options available to you.  Read more about how the Health Plan works when you leave the University's employment.

Claiming your benefits
Claiming your benefits under the University Health Plan is easy with a number of convenient options available. Read more about claiming your benefits.

Health insurance for overseas visitors
Most visitors to Australia aren't eligible for full Medicare cover - and need to join a special health cover for overseas visitors.  Read about Overseas Visitors Health Cover and get a free quote.