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Save with a 5% premium discount
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La Trobe Alumni members can now save with a 5% premium discount off HCF's already competitive premiums... and enjoy the security of being a member of Australia's largest member based, not-for-profit Health Fund.
My Health Guardian
When you join a cover through this Plan, either as a combination hospital and extras cover or as a separate policy you will have free access to HCF's 'My Health Guardian' program - to help you manage and improve your health. |
Extras
Multicover Only
Multicover offers generous benefit limits for an extensive range of essential health care services – over $8,000 worth. Also includes 100% emergency ambulance cover and up to $5,000 per person per calendar year for non-emergency ambulance services. |
| Monthly Premium |
Family/Couple |
Single |
Single Parent |
| Multicover |
$91.35 |
$45.65 |
$73.05 |
Download a PDF Fact Sheet and Application Form
Combined Hospital & Extras
Hospital Advanced Savings & General Extras Plus
Great for young couples who want protection at a low cost by having limited cover for procedures they are less likely to need such as maternity and psychiatric services. Also includes 100% emergency ambulance cover and up to $5,000 per person per calendar year for non-emergency ambulance services.
General Extras Plus provides cover for the most common services such as General Dental, Optical, Physiotherapy, Acupuncture, Remedial Massage, Chiropractic, Pharmaceutical and more.
The normal 2 & 6 month waiting periods wont apply when hospital & extras are combined together.
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| Monthly Premium |
Family/Couple |
Single |
Single Parent |
$250 Excess
|
$114.95 |
$57.45 |
$108.00 |
| $450 Excess |
$106.55 |
$53.25 |
$99.60 |
Download a PDF Fact Sheet and Application Form
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Hospital Advanced Savings & Multicover Extras
Great for young couples who want protection at a low cost by having limited cover for procedures they are less likely to need such as maternity and psychiatric services. Also includes 100% emergency ambulance cover and up to $5,000 per person per calendar year for non-emergency ambulance services.
Multicover offers generous benefit limits for an extensive range of essential health care services – over $8,000 worth.
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| Monthly Premium |
Family/Couple |
Single |
Single Parent |
$250 Excess
|
$142.30 |
$71.15 |
$129.90 |
| $450 Excess |
$133.90 |
$66.90 |
$121.50 |
Download a PDF Fact Sheet and Application Form
Hospital Savings & General Extras Plus
Great for young couples who want protection at a low cost by having limited cover for procedures they are less likely to need. This option includes maternity and psychiatric services. Also includes 100% emergency ambulance cover and up to $5,000 per person per calendar year for non-emergency ambulance services.
General Extras Plus provides cover for the most common services such as General Dental, Optical, Physiotherapy, Acupuncture, Remedial Massage, Chiropractic, Pharmaceutical and more.
The normal 2 & 6 month waiting periods wont apply when hospital & extras are combined together.
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| Monthly Premium |
Family/Couple |
Single |
Single Parent |
| $250 Excess |
$161.60 |
$80.80 |
$129.25 |
Download a PDF Fact Sheet and Application Form
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Hospital Savings & Multicover Extras
Great for young couples who want protection at a low cost by having limited cover for procedures they are less likely to need. This option includes maternity and psychiatric services. Also includes 100% emergency ambulance cover and up to $5,000 per person per calendar year for non-emergency ambulance services.
Multicover offers generous benefit limits for an extensive range of essential health care services – over $8,000 worth.
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| Monthly Premium |
Family/Couple |
Single |
Single Parent |
| $250 Excess |
$188.95 |
$94.45 |
$151.15 |
Download a PDF Fact Sheet and Application Form
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Top Plus & Multicover Extras
Top Plus is a premium hospital cover and provides cover for the widest range of services in HCF Participating Private and Public Hospitals including maternity and IVF services. Also includes 100% emergency ambulance cover and up to $5,000 per person per calendar year for non-emergency ambulance services.
Multicover offers generous benefit limits for an extensive range of essential health care services – over $8,000 worth!
The normal 2 & 6 month waiting periods wont apply when hospital & extras are combined together.
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| Monthly Premium |
Family/Couple |
Single |
Single Parent |
No Excess
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$249.45 |
$124.70 |
$199.50 |
| $250 Excess |
$211.40 |
$105.70 |
$169.10 |
| $450 Excess |
$188.95 |
$94.45 |
$151.15 |
Download a PDF Fact Sheet and Application Form
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Top Plus & Super Multicover Extras
Top Plus is a premium hospital cover and provides cover for the widest range of services in HCF Participating Private and Public Hospitals including maternity and IVF services. Also includes 100% emergency ambulance cover and up to $5,000 per person per calendar year for non-emergency ambulance services.
Super Multicover is a premium extras cover and offers generous benefits and limits for a comprehensive range of health care services – over $10,000 worth!
The normal 2 & 6 month waiting periods wont apply when hospital & extras are combined together.
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Monthly Premium
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Family/Couple |
Single |
Single Parent |
No Excess
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$288.65 |
$144.25 |
$230.85 |
| $250 Excess |
$250.60 |
$125.25 |
$200.45 |
| $450 Excess |
$228.15 |
$114.05 |
$182.50 |
Download a PDF Fact Sheet and Application Form
Important Note: All premiums above are for Northern Territory residents, are base rates and include the 30% Federal Government Rebate for members under age 65 years. The base rate is the standard premium for hospital cover without any Lifetime Health Cover loading. For further information contact Health Link Consultants on (03) 9670 5555 or 1800 808 026. All premiums are current as at 1st April 2011.