Overseas visitors are responsible for their own health costs. These include:
1. In-hospital (in-patient) expenses for injury and sickness
2. Out-patient medical expenses for injury and sickness
3. Elective surgery expenses
4. Psychiatric services expenses
5. Pharmaceutical expenses – medical practitioner prescribed drugs and medicines
6. Physiotherapy expenses
7. Ambulance expenses
8. Insurance and liability surcharge
9. Extras medical cover
10. Obstetrics and newborn infants cover
Health insurance for overseas visitors
Most overseas visitors to Australia won’t have full access to Australia’s national health scheme, Medicare and therefore should purchase their own health insurance. Health Link Consultants can provide overseas visitors and temporary residents who do not have full access to Medicare with Overseas Visitors Health Cover that offers value and peace of mind.
We can help you arrange appropriate and competitive cover to meet your health care needs for your time in Australia… cover for such services as ambulance, hospital and medical treatment (including consultations, surgical procedures and diagnostic services such as blood tests and x-rays). You may also require cover for Extras services such as general and major dental, physiotherapy, chiropractic, optical services, podiatry and many more.
Quality, value and choice
Through Australian Unity and IMAN Australian Health Plans a range of Overseas Visitors Health Cover is available to take care of your health care requirements. The products are designed to meet a range of different lifestyles and budgets.
If you are not sure which option best suits your needs, call Health Link on 61 3 9670 5555 (1800 808 026 from within Australia) to discuss these health cover options or complete our online enquiry form.
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IMAN Australian Health Plans
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IMAN’s Working Visa Health Plans are designed to meet the health requirements of the 457 and 442 visas and other visas which allow the overseas visitor to work whilst in Australia.
You have a choice of 4 Plans - all Plans include 100% in-hospital expenses as follows:
In-Hospital (In-Patient) expenses in both Public and Private Hospitals plus continuing Out-Patient treatment following hospitalisation.
- Same Day Surgery.
- ospital Emergency Room visits.
- Rehabilitation Hospital (In-Patient) expenses plus continuing Out-Patient treatment following hospitalisation.
- Air and Road Ambulance throughout Australia.
- Medical Repatriation to your home country.
- Funeral Expenses.
- Compensable Injury medical expenses under Motor, Sporting and Public Liability Insurance Policies.
- Cash in Hospital of $200 per day when hospitalised for more than five days.
- 24 / 7 Emergency Medical Assistance.
Choose your plan...
| Plan |
Hospital Services -as listed above
|
Out-patient medical services |
Physiotherapy and Pharmacy |
Obstetrics |
Extras |
| 320 Plan |
Yes |
100% of cost |
Yes |
Yes |
Yes |
| 390 Plan |
Yes |
100% of cost |
Yes |
Not included |
Not included |
| 120 Plan |
Yes |
100% of MBS fee |
Not included |
Not included |
Not included |
| 190 Plan |
Yes |
Not included |
Not included |
Not included |
Not included |
More information
Review full details of IMAN’s Working Visa Health Plans (including Plan costs and benefits). Join online for quick confirmation of cover.
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Australian Unity
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Instant Visa Letter
As soon as you purchase Overseas Visitors Health Cover through Health Link Consultants, a visa letter will be sent to you confirming that you have Overseas Visitors Health Cover for your visit to Australia.
Claim right away on most health care benefits
By taking out Overseas Visitors Cover before you arrive or within two weeks of arriving in Australia you will be able to claim on most health benefits immediately.
Your hospital and medical cover options
Designed for people visiting Australia for three months or longer, this range of Overseas Visitors Health Cover offers a choice of three levels of affordable hospital and medical cover.
Premium Cover
If you’re planning on staying in Australia for a long visit, particularly if you are here to work, and want extensive hospital and medical cover plus additional benefits for services such as optical and general dental, then Premium Cover offers all this and more
Standard Cover
This health cover is right for most visitors who want an all-round cover for themselves and their family in case of an accident or an unexpected illness. It meets most visa requirements and includes emergency repatriation.
Budget Cover
A basic health cover for young and healthy travellers who don’t want to pay insurance for things they may not need and have no specific visa requirements. It can only be purchased online.
Get additional benefits for day-to-day health related expenses.
With optional Extras insurance you also get benefits day-to-day health needs such as general dental, a new pair of prescription glasses, physiotherapy, chiropractic or even a visit to an acupuncturist.
Get more information and a quote
Review full details of the Australian Unity policy options (including benefits and premiums), get a quote and when you join online, you will immediately receive a printable confirmation letter by email.
Need help?
If you are not sure which option best suits your needs, call Health Link Consultants on 61 3 9670 5555 (1800 808 026 from within Australia) to discuss your health cover options.